Flat Fees

Appraisal Fee:

$1,500 (estimate) *Appraisal fee must be paid in advance.

Underwriting Fee:

$620

Environmental Inspection Fee:

$500 - $1,500 (avg. fee $500)

ACH Auto Pay Decline Fee:

$500 (fee waived if borrowers accepts ACH auto pay)

Closing Fee:

$250 (estimate)

Recording Fee:

$250 (estimate)

Sub-Total:

$3,120 to $4,620

+ Origination Fee**:

2% to 3% of loan amount (see schedule below)

+ Title Insurance:

0.75% of loan amount (estimate)

**Origination Fee Schedule

Loan Amount                         Origination Fee

$100,000 - 199,999                    3.00%  ($3,500 min.)

$200,000 - 299,999                    2.75%

$300,000 - 499,999                    2.50%

$500,000 - 749,999                    2.25%

$750,000 +                                 2.00%